Rehab Loan, Mortgage for Renovation Homes, NC, Blue Ridge Mountain Mortgage

Helping Dreams Become Reality, Ivory Bare

A Mortgage Expert, Working for You.

about Us

Why Blue Ridge Mountain Mortgage?

At Blue Ridge Mountain Mortgage, we take pride in our client-centric approach, ensuring that every individual receives the attention and customized solutions they deserve. Through our dedicated team of professionals, we stand ready to guide you through the intricacies of the mortgage process, offering a seamless and tailored experience to propel you toward the achievement of your financial goals.

process we follow

With You Each Step of the Way

1. Pre-Approval

Attaining a loan pre-approval stands as a pivotal step that strategically positions you for a seamless and efficient home buying experience. This preliminary approval not only streamlines the process but also empowers you with a range of benefits that enhance your overall journey towards homeownership.

2. Shop

Begin by researching and selecting a reputable real estate agent with a proven track record. Seek recommendations from friends, family, or colleagues, and consider agents with expertise in the specific area you are interested in.

3. Loan Application

When completing the loan application with Blue Ridge Mountain Mortgage, it’s crucial to be thorough and accurate in providing the requested information to help making the right decision of what type loan you need.

4. Loan Processing

Submit the required supporting documents to the lenders. This may include proof of income, tax returns, employment verification, and information about your debts and assets.

5. Underwriting Process

Will review your application and supporting documents through the underwriting process. This involves a detailed analysis of your financial situation to determine the risk associated with lending to you.

6. Closing

This involves signing the final loan documents and, in the case of a mortgage, transferring ownership of the property.

Tell us your about your mortgage needs.

Whether you find yourself navigating the exciting path of homeownership for the first time or you are a seasoned investor expanding your real estate portfolio, having a mortgage team you can count on is crucial. Your story is unique, and so are your financial goals and aspirations. That’s why we take pride in offering a personalized and attentive approach to meet your individual needs.