🚨 Mortgage scams are real—and they’re sneakier than you think

Here’s how to spot the red flags before you sign anything

1. “Unbelievably low interest rates”
If it sounds too good to be true… it probably comes with fine print that hurts later.

2. Bait & Switch Tactics
You get a Loan Estimate… but then the actual terms look nothing like it? That’s a hard pass.

3. Surprise Prepayment Penalties
Yes, some lenders charge you for paying off your loan early. Wild, right?

4. “Your credit score doesn’t matter!”
It absolutely does. This isn’t Monopoly.

💡Pro tip: Always get a second opinion—and read everything. The fine print is where the drama lives.

📌 Save this for later & share it with someone who needs to see this!