This Is What Homebuyers Overlook (and It Can Cost Thousands)

Most homebuyers focus on the fun parts of the process.

The search.
The showings.
The offer.

And honestly? That part is exciting.

But what often gets overlooked is the quiet stuff happening behind the scenes—the things you don’t see, but that can completely derail a deal if you’re not paying attention.

The Part No One Talks About Enough: Liens
A lien does not care how much you love the house.
If it exists, it must be dealt with before you ever get the keys.

Liens are legal claims against a property, and they follow the house—not the seller’s intentions.

Here’s why that matters 👇

Common Liens That Can Affect a Home Purchase
Mortgage Liens
These are the most common and usually expected. The seller’s mortgage must be paid off at closing before ownership can transfer to you.

Tax Liens
If property taxes or other government taxes are unpaid, the government may have first rights to the property. That can delay—or even block—a closing until they’re resolved.

Judgment Liens
These come from lawsuits or unpaid debts. Even if the seller didn’t realize one existed, a judgment lien can stop a closing altogether until it’s cleared.

Why This Matters for Buyers
Liens can:

Delay your closing
Increase your out-of-pocket costs
Put your earnest money at risk
Completely kill a deal you thought was solid
This is why title searches and proper due diligence aren’t “extra steps”—they’re protection.

Buying This Year? Don’t Skip This Step
If you’re planning to buy a home this year, understanding liens is one of those unglamorous steps that protects both your money and your timeline.

The goal isn’t just to get an accepted offer.
It’s to get the keys—without surprises.

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📲 Share it with anyone who’s thinking about buying a home.

A little knowledge now can save thousands later.